RBI · Directions

Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025

RBI/DOR/2025-26/363

In short
RBI/DOR/2025-26/363 is the Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025, issued on 28 November 2025 alongside the commercial banks instrument. It binds NBFCs across the scale-based layers together with HFCs, CICs, standalone primary dealers and the account aggregator and peer-to-peer categories, and existing IT outsourcing agreements had to comply by 10 April 2026.

The record

ReferenceRBI/DOR/2025-26/363
Issued byReserve Bank of India (RBI)
Instrument typeDirections
Date of issue28 November 2025
StatusIn force
BindsNBFCs across the scale-based layers, together with HFCs, CICs, standalone primary dealers and the account aggregator and P2P categories. Existing IT outsourcing agreements to comply by 10 April 2026.
Dates it sets
  • 10 April 2026Existing IT outsourcing agreements to comply.
RBI NBFC outsourcing Directions, 2025 as the register holds it, read from the issuing regulator's own notification.

What it says

  • Binds NBFCs across the scale-based layers, together with HFCs, CICs, standalone primary dealers and the account aggregator and peer-to-peer lending categories.
  • Scales by layer: Base Layer NBFCs follow the general outsourcing provisions only, while Middle Layer and above pick up the IT-specific ones.
  • Gave existing IT outsourcing agreements until 10 April 2026 to comply — the same date as the commercial banks instrument.
  • Issued the same day as RBI/DOR/2025-26/171 and reads as its NBFC limb.

Read the instrument

The link below goes to the issuing regulator’s own copy. Where a regulator serves its text through a PDF viewer or a query-string URL, it points at the document rather than at a landing page that may not render it.

Not a reading list. Each of these alters the obligation on this page — the amendment that moved a date, the sibling that binds the entity class this one excludes, or the separate track it is routinely merged with.

This record is one entry in the Indian cyber regulation register, which publishes the same fields for every instrument as an open dataset. Indicative, and not legal advice: whether an instrument reaches your organisation turns on your licences and registrations, and is a determination for your legal team.

Every instrument cited here was verified against the issuing regulator's own notification on .

Knowing the instrument is not knowing where you stand.

Every instrument on this page asks an organisation to know its own exposure. Your organisation already has a security rating, calculated from signals anyone outside it can see — including whoever supervises you. Request the complimentary Cyber Risk Rating Report and read what those signals say.

Request my rating Third-party risk management in Indian BFSI