Reserve Bank of India (Non-Banking Financial Companies – Managing Risks in Outsourcing) Directions, 2025
RBI/DOR/2025-26/363
The record
| Reference | RBI/DOR/2025-26/363 |
|---|---|
| Issued by | Reserve Bank of India (RBI) |
| Instrument type | Directions |
| Date of issue | 28 November 2025 |
| Status | In force |
| Binds | NBFCs across the scale-based layers, together with HFCs, CICs, standalone primary dealers and the account aggregator and P2P categories. Existing IT outsourcing agreements to comply by 10 April 2026. |
| Dates it sets |
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What it says
- Binds NBFCs across the scale-based layers, together with HFCs, CICs, standalone primary dealers and the account aggregator and peer-to-peer lending categories.
- Scales by layer: Base Layer NBFCs follow the general outsourcing provisions only, while Middle Layer and above pick up the IT-specific ones.
- Gave existing IT outsourcing agreements until 10 April 2026 to comply — the same date as the commercial banks instrument.
- Issued the same day as RBI/DOR/2025-26/171 and reads as its NBFC limb.
Read the instrument
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Instruments that change what this one requires
Not a reading list. Each of these alters the obligation on this page — the amendment that moved a date, the sibling that binds the entity class this one excludes, or the separate track it is routinely merged with.
- RBI outsourcing Directions, 2025 RBI/DOR/2025-26/171 — Commercial banks — a separate outsourcing track the 2026 Directions preserve rather than absorb.
- Non-Banking Financial Companies RBI/DoS/2026-27/461 — All NBFCs, through three alternative chapters split at ₹500 crore, and Core Investment Companies.
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