RBI · Directions

Reserve Bank of India (Credit Information Companies – Managing Risks in Outsourcing) Directions, 2025

RBI/DoR/2025-26/379

In short
RBI/DoR/2025-26/379 is the Reserve Bank of India (Credit Information Companies – Managing Risks in Outsourcing) Directions, 2025, issued on 28 November 2025 with immediate effect. It binds Credit Information Companies under section 2(e) of the Credit Information Companies (Regulation) Act, 2005, and covers material outsourcing of IT services only.

This page is the record of the instrument itself — reference, dates, scope and source. For what it means in practice, read Third-party risk management in Indian BFSI.

The record

ReferenceRBI/DoR/2025-26/379
Issued byReserve Bank of India (RBI)
Instrument typeDirections
Date of issue28 November 2025
StatusIn force
BindsCredit Information Companies under section 2(e) of the Credit Information Companies (Regulation) Act, 2005, for material outsourcing of IT services only. Not the Core Investment Companies the NBFC instrument calls CICs. Existing IT outsourcing agreements to comply at renewal or by 10 April 2026, whichever is earlier.
Dates it sets
  • 10 April 2026 — Existing IT outsourcing agreements to comply, at renewal or by this date, whichever is earlier.
RBI Credit Information Company outsourcing Directions, 2025 as the register holds it, read from the issuing regulator's own notification.

What it says

  • Binds Credit Information Companies as defined under clause (e) of section 2 of the Credit Information Companies (Regulation) Act, 2005.
  • Covers material outsourcing of IT services only; the instrument has no financial-services outsourcing chapter.
  • Gave existing IT outsourcing agreements until renewal or 10 April 2026, whichever came first; new agreements comply from signing.
  • Carries its reference as the RBI printed it, RBI/DoR/2025-26/379, where the other eight read RBI/DOR.

What accounts of this instrument get wrong

Read the instrument

The link below goes to the issuing regulator’s own copy. Where a regulator serves its text through a PDF viewer or a query-string URL, it points at the document rather than at a landing page that may not render it.

Not a reading list. Each of these alters the obligation on this page — the amendment that moved a date, the sibling that binds the entity class this one excludes, or the separate track it is routinely merged with.

This record is one entry in the Indian cyber regulation register, which publishes the same fields for every instrument as an open dataset. Indicative, and not legal advice: whether an instrument reaches your organisation turns on your licences and registrations, and is a determination for your legal team.

Every instrument cited here was verified against the issuing regulator's own notification on .

Knowing the instrument is not knowing where you stand.

Every instrument on this page asks an organisation to know its own exposure. Your organisation already has a security rating, calculated from signals anyone outside it can see — including whoever supervises you. Request the complimentary Cyber Risk Rating Report and read what those signals say.

Request my rating →Work out which instruments bind youThird-party risk management in Indian BFSI