RBI · Directions

Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025

RBI/DOR/2025-26/202

In short
RBI/DOR/2025-26/202 is the Reserve Bank of India (Small Finance Banks – Managing Risks in Outsourcing) Directions, 2025, issued on 28 November 2025 with immediate effect. Small Finance Banks sit outside the commercial banks outsourcing instrument and are bound by this one instead, for outsourcing of financial services and of IT services alike.

This page is the record of the instrument itself — reference, dates, scope and source. For what it means in practice, read Third-party risk management in Indian BFSI.

The record

ReferenceRBI/DOR/2025-26/202
Issued byReserve Bank of India (RBI)
Instrument typeDirections
Date of issue28 November 2025
StatusIn force
BindsSmall Finance Banks. Covers outsourcing of financial services and of IT services. Immediate effect, with existing IT outsourcing agreements to comply at renewal or by 10 April 2026, whichever is earlier.
Dates it sets
  • 10 April 2026 — Existing IT outsourcing agreements to comply, at renewal or by this date, whichever is earlier.
RBI SFB outsourcing Directions, 2025 as the register holds it, read from the issuing regulator's own notification.

What it says

  • Binds Small Finance Banks, and only Small Finance Banks.
  • Covers outsourcing of financial services and outsourcing of IT services, in separate chapters.
  • Gave existing IT outsourcing agreements until renewal or 10 April 2026, whichever came first; new agreements comply from signing.
  • Issued the same day as the other eight members of the outsourcing family, one per entity class.

What accounts of this instrument get wrong

Read the instrument

The link below goes to the issuing regulator’s own copy. Where a regulator serves its text through a PDF viewer or a query-string URL, it points at the document rather than at a landing page that may not render it.

Not a reading list. Each of these alters the obligation on this page — the amendment that moved a date, the sibling that binds the entity class this one excludes, or the separate track it is routinely merged with.

  • RBI outsourcing Directions, 2025 RBI/DOR/2025-26/171 — Commercial banks — a separate outsourcing track the 2026 Directions preserve rather than absorb.
  • Small Finance Banks RBI/DoS/2026-27/419 — Small Finance Banks, which the commercial banks Directions expressly exclude.

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